Frequently Asked Questions

Q: How to enter income in Accounts Register

When you enter a new transaction, its type defaults to Expense. To enter Income, tap an image button next to Amount label; you will see the image change from “-” to “+”. Tap again to set it to Expense.

Q: Does Cheetah Finances for iPad “dial home” or use network for any other purposes?

No. Cheetah Finances for iPad does not use network for any purposes. It does not contact our nor any other servers outside. You can completely disable network and use the app.

The only feature that indirectly requires network connection is scheduling of upcoming bills and income. As Cheetah completely integrates with iOS Calendar, and if your calendar uses iCloud, network connection would be required to sync calendar events with your iCloud account. That’s rather iOS feature though.

Q: How do I access “Demo Mode”?

Tap Help on Login screen—the screen displayed right after Cheetah Finances for iPad is started. See another answer that explains what Demo Mode is.

NOTE: If you start the app for the first time, you will have to complete initial setup first, and you will be taken to the Login screen right after.

Learn more about Demo Mode.

Q: What iPad models are supported for Cheetah Finances for iPad? Which ones are better?

Any iPad running iOS 8.4+ (app version 1.2.0+). Older devices running iOS 7.1+ can still run app version 1.0, although it is not supported nor maintained anymore.

We tested Cheetah Finances for iPad on a range of devices starting with regular (non-retina) iPad Mini with A5 chip that is quite slower compared to much faster models such as iPas Air 2. Older iPads will run the app just fine although it will naturally feel a bit slower (nothing unacceptable).

If you are very serious about protecting your financial data though, one thing you do need to know is that Cheetah Finances for iPad will automatically adjust security parameters to match available computing power of a specific iPad model it runs on. What this means is that newer iPads such as iPad Air 2 will provide much better protection agains brute force attacks than the older ones (and that’s the only difference). But again, even the older models have enough computing power to provide quite sufficient protection.

How sufficient? By the standards that existed just a few years ago, iPad Mini with A5 chip will provide about 50 times better protection than it was deemed necessary for the base level. For the sake of comparison though, iPad Air 2 would provide up to 350 times better protection, compared to the same base level.

Where does this extra protection come from? Cheetah Finances for iPad will automatically use more iterations in PBKDF algorithm on faster iPad models (if you are not sure what this is all about, just imagine that an attacker will need more time trying to brute force your password).

Please note though, that the above numbers apply to the app running on the iPad itself. Don’t take the numbers literally though. If an attacher decides to port the app to much faster, specialized hardware, the time to break your password could be reduced significantly. The good news? There are not many attackers that have access to such hardware, and porting the app required very specialized skills.

Our advice? Keep your password strong, and use reasonably recent iPad.

Q: Can Cheetah Finances for iPad connect to my bank and download my transactions?

No, and there are many reasons for that.

“Right, OK, it does not even connect to the bank… Another XYZ app does!”. We hear you. If that’s your thing, on the “must have” list, we highly advise you to use another XYZ app. Seriously. We don’t want you to have false assumptions and then be unhappy about this later on (and also give us a one star review just because you thought our app would do it). It does not.

Now, if you’d like to learn something new, here is a few tips we came to realize to, a long time ago.

First, we believe in double record accounting. What this means is we want to enter our own financial transactions as we make them. Why? We want to make sure that we can easily detect any transactions that we did not make, when we reconcile our own records agains online ones at the financial institution website later on.

Even more important, some transactions may not be reflected on your bank’s website for quite sometime. For example, you write a check to someone and they did not cash it immediately. The Accounts Cashflow will account for the check as soon as you enter it, based on the Actual Date (you gave a check to someone).

Another reason is naming and categorizing transactions. If you used such transaction download features in the past (we did), you would know that trying to rename and categorize such transactions may as well take more time than entering new ones. When you do download, you are usually dealing with a large number of transactions so it becomes quite a chore (also a boring one). Unless you rely on your XYZ app to do it for you and just leave it as it is.

The thing is, an app cannot do it for you well enough. Not good enough for us. The app does not know how you want to categorize it. For example, an expense at a grocery store could be: (1) Groceries, (2) Lunch (you bought a sandwich during your lunch break), or (3) Household Items. Or Flowers for your spouse (that’s 4 already). Or anything else. Who do you want to be in control—you or your app? We assumed it was you.

But let’s say we wanted to implement it (we don’t), just for the sake of convenience for some customers. There is no standard ways how banks would allow us to connect and download transactions (some of them will not), and the ones that will often use a proprietary data format. We will not add a feature that would require more maintenance and support than actual benefit from it.

Putting all of the above aside, entering data in Cheetah Finances for iPad is very easy. Most of your transactions will repeat, so we have built an easy to use autocomplete feature (that can autocomplete Payee, Category, and type (Expense/Income) in one tap).

Q: What is Cheetah Finances for iPad “Demo Mode”?

Demo Mode is an easy way to start with Cheetah Finances for iPad. App automatically generates a sample set of data that contains the most typical transactions.

It is safe to make any changes in Demo Mode as they will not be persisted past the end of the session. So you can try different features and see how they work. Also, having most of the screen filled with data makes it much easier to understand how Cheetah Finances for iPad works.

Demo Mode is also a convenient way to show app features to someone else—such as your friend, for example, without actually showing your personal accounts and transactions.

Learn more about Demo Mode.

Q: Does Cheetah Finances for iPad support fingerprint sensor?

Not yet. We do have plans to add a feature that would allow you to store your password in iPad’s keychain.

Just to clarify, it would *not* be a password replacement (that’s kind of impossible right now). All this would do is to use fingerprint sensor to allow the app to retrieve your password from the keychain (so the app can unlock your data w/o you actually typing the password). That’s all.

Modern devices have improved significantly from the security standpoint so we believe it would be a viable feature to add.

But keep in mind this. This would be a matter of convenience, yes. Not a matter of improving security though (a bit of the opposite) as you would store your password on the device, well protected, yes, but it would still be there.

What is impossible to find? A needle in a haystack, especially if it is not there (your password).

Q: What if I forgot my Cheetah Finances for iPad password? Can you reset it for me?

No, we cannot (but you can). Cheetah Finances for iPad does not store your password anywhere.

When you setup Cheetah Finances for iPad, you will establish a password and a passphrase. KEEP IT SAFE. Passphrase is stronger than your password; it is used to change or reset your password (and to export/import your data too).

If you do forget your password *and* the passphrase, you *will* loose all of your data. Luckily for you (sarcasm), we cannot recover your password nor passphrase.

No one can, actually, and that’s exactly the point.

Q: What if my iPad is stolen? What happens to my financial data?

Nothing. Your personal financial data is always encrypted at rest (on iPad disk) so it will only be accessible to someone who knows your password or passphrase.

Your password and your passphrase are not stored on iPad. They are never written to a file that is or was stored on the device. And you are the only person who knows your password (we surely hope so). This means they cannot be recovered from stolen device to get access to data.

If you have a Data Vault Backup that was exported from the app, you can completely restore your data.

Learn more about Data Security.

Q: Is my financial data I enter into Cheetah Finances for iPad secure?

Yes. We put a lot of work into data and app security to make sure it really is.

As a matter of fact, we put about the same time into security as it took us to develop all of the features of Cheetah Finances for iPad version 1.0. Combined. And that’s a lot of time, trust us on that. Learn more about Data Security.

Q: Can I import my data into my second iPad?

Yes, considering you are moving your data and will only use your second iPad.

Import and export was designed as a way to backup and recover your primary data, not as a way to run the app on multiple devices at the same time. See more details below.

If you decide to run Cheetah Finances for iPad on multiple devices, at the same time, with the same set of data, here is just a few examples of what will not work correctly:

  • iOS Calendar intergration. If the same bill is scheduled on two devices using the same Calendar, you will see multiple instances of it with no way to distinguish what instance belongs to what device.
  • Data will not synchronize among multiple devices automatically, nor there is a manual way to do it (except importing and overwriting all of the data again).

Different sets of data pose no problems, of course. Other than not being designed for it, there are no restrictions of any kind.

Q: Can I export my data from Cheetah Finances for iPad?

Yes. All stored on iPad data can be exported outside of the device using either Mail app or AirDrop® (compatible device is required). Exported data includes personal financial data and all relevant security parameters.

Export file is encrypted so it is safe to email it to yourself.

Q: Can Cheetah Finances for iPad run of iPhone?

No, not yet. Cheetah Finances for iPad runs, well, on iPad only.

We do have plans to release a small, relevant subset of functionality to be accessible on iPhone. Most likely these will be some functions of Accounts Register, such as entering new transactions and checking accounts balances. There is more to it though (such as data sync between your iPhone and iPad) so stay tuned.

Q: Are you going to build a product for Apple Mac OS X®?

We may. We are currently considering it but there are no specific dates yet.

Q: Are there any plans to support Android™ devices?

Maybe, maybe not. We don’t know. We would like to do that but Android is not currently living up to the high standards we require from a platform (including very much the security, chances of installing malware, and related).

Hey, if you want to start managing your finances today, just buy iPad Mini (one of the previous generations, they are quite affordable).

Q: What platforms are supported for Cheetah Finances products?

Cheetah Finances for iPad, supports iOS 8.4+. Obviously, iOS 9.1+ is fully supported. No other platforms are supported at this time.

NOTE: While you could run version 1.0 on iOS 7.1 through iOS 8.3, we highly recommend, if possible, to upgrade to iOS 9 and use the latest version of our app. The difference between 1.2.0 (Nov 2015) and 1.0 (Jan 2015) is significant, and we do not maintain nor support any previous version anymore.

Furthermore, our next major version upgrade will bump min required version to iOS 9, so just be prepared, as you won’t be able to update the app unless you run iOS 9.1+.

Q: Does Cheetah Finances for iPad support iCloud?

Yes and No.

Let’s address the ‘No’ part first. If by supporting iCloud you mean data sync, no, it does not.

Cheetah Finances for iPad does integrate with iOS Calendar though, and if an iCloud calendar is setup on the iPad (that’s what happens by default, if you use iCloud), all of the calendar events will be available on all iCloud-enabled devices. So that’s the ‘Yes’ part.